I am so very pleased to have discovered this foundation.  I ordered the Warm #1 palette from Camera Ready Cosmetics.  It contains five shades, and from those five, I was able to determine that Vixen and Temptress (they even have cool names) work best for my skin tone (Prescriptives Vellum to MAC 35).  This stuff is silky, goes on like a dream, and, in my opinion, provides great coverage while still looking natural.  I don't feel like it's necessary to wear a concealer with it.  I powder after applying, but it's matte enough on its own that I bet you wouldn't need to.  I've ordered the full sizes of Vixen and Temptress from CRC.  I consider this one of the best foundations this 41-year-old has ever used.  I will not be switching back to overpriced department store lines again!